Thai online banking · deposits in minutes · withdrawals within 24 hours · the rules to know before you withdraw
Fastest answer: Deposit at XM via Thai online/mobile banking from just $30 (~1,000 THB) — the money hits your trading account almost instantly during banking hours. For withdrawals, XM processes requests within 24 hours at most (usually faster). Two rules beginners miss most often: (1) capital must first be withdrawn back via the original deposit channel (a universal AML rule), and (2) whenever you withdraw capital, the bonus is deducted proportionally — profits earned from trading can be withdrawn in full as normal.
Go to the XM website → Log in with the email/password you registered with (no account yet? see how to open one)
Select the trading account you want to fund
Supports Thailand's major banks — the system takes you straight to your bank's internet banking page
Fill in the amount, then confirm the transfer in your banking app as usual
During normal banking hours it arrives within minutes — open MT4/MT5 and start trading right away
Sign in with the same account you trade with
Select the trading account you want to withdraw from
Online Bank Transfer to a Thai bank — capital must first be withdrawn back via the original deposit channel (AML rule); profits can be withdrawn via the channels XM allows
Double-check the destination account number, then confirm the withdrawal request
XM processes within 24 hours at most (usually faster) + the bank's transfer cycle — track the status in the Member Area
The minimum deposit starts at just $30 (about 1,000 THB) via Thai online banking, and the system automatically converts it into your trading account's currency.
Deposits via Thai online banking generally reach your trading account almost instantly to within a few minutes during banking hours. If it takes longer, check the status in the Member Area or message XM Live Chat, which operates every day (type 'ติดต่อเจ้าหน้าที่' — contact staff — to reach a human agent).
XM processes withdrawal requests within 24 hours at most — usually faster; after that the money arrives according to the bank's transfer cycle.
The bonus is trading credit and cannot be withdrawn directly. When you withdraw your capital, the bonus is deducted in proportion to the amount withdrawn — profits earned from trading can be withdrawn as normal. Plan your withdrawals around the bonus you hold.
It is an Anti-Money Laundering (AML) rule applied by every licensed broker — your capital must first be withdrawn back through the same channel you deposited with, in order. Profits can then be withdrawn via other channels that XM allows.
Read next: How to open an XM account → · Choose your XM account type → · Latest XM bonuses → · XM broker info →
Free, takes 5 minutes · minimum deposit $30 · Thai support team for deposits & withdrawals in LINE
⚠️ Trading Forex and CFDs carries a high level of risk. Power of Price is an official XM partner and receives compensation when accounts are opened through our links. Deposit and withdrawal conditions may change — please check the latest terms in the XM Member Area.